What is Ebix Meridian?

Ebix Meridian is an AI-powered life insurance and annuity distribution platform built for independent advisors, MGAs, IMOs, and BGAs. It replaces fragmented tool stacks with a single workflow covering needs analysis, multi-carrier quoting, illustrations, suitability, order entry, case management, settlement, and client portal.

Who is Ebix Meridian built for?

Meridian is built for independent agencies, Managing General Agents (MGAs), Independent Marketing Organizations (IMOs), Brokerage General Agencies (BGAs), broker-dealers, RIA insurance desks, banks, and advisor teams who distribute life insurance and annuity products.

What does Ebix Meridian replace?

Meridian replaces up to seven disconnected systems: an Agency Management System, Needs Analysis tool, Multi-Quoting System, Sales Illustration System, Order Entry System, Settlement and Funding System, and Reporting and Analytics layer — all in one platform.

How much does Ebix Meridian cost?

Meridian offers three tiers: Starter at $59 per user per month for independent agencies, Pro at $99 per user per month for MGAs and high-volume agencies, and Enterprise with custom pricing for large institutions requiring SSO, advanced governance, and custom integrations.

How many carriers does Ebix Meridian support?

Meridian connects to 46+ carriers through partnerships with leading data exchange providers. Additional carriers can be onboarded through plug-and-play API connectivity without bespoke point-to-point builds.

What AI features does Ebix Meridian include?

Meridian includes six embedded AI capabilities: an AI Concierge that converts plain-language requests into workflow actions, Opportunity Outlook for client opportunity identification, Predicted Requirements for case preparation, Compare Insights for quote analysis, Meeting Mode for advisor meetings, and Conversational Analytics for reporting.

Is Ebix Meridian compliant with insurance regulations?

Yes. Meridian is built for regulated industries with dynamic suitability and supervision workflows, immutable audit trails, document versioning, one-click compliance Audit Pack export, multi-tenant data isolation, and field-level role-based access control.

What is the Ebix Meridian client portal?

The Meridian client portal is a mobile-first, branded experience for insurance clients. It handles intake, document collection, secure messaging, proposal review, and policy status — with secure time-limited links requiring no client login.

What is Ebix Meridian?

Ebix Meridian is an AI-powered life insurance and annuity distribution platform built for independent financial advisors, MGAs, IMOs, and BGAs. It replaces fragmented tool stacks with a single unified workflow covering needs analysis, multi-carrier quoting, illustrations, suitability, order entry, case management, settlement, and servicing.

What systems does Ebix Meridian replace?

Ebix Meridian replaces seven separate systems: Agency Management System (AMS), Needs Analysis System, Multi-Carrier Quoting System, Sales Illustration System, Order Entry System, Settlement and Funding System, and Reporting and Analytics BI Layer — all in one platform.

How much does Ebix Meridian cost?

Ebix Meridian offers three pricing tiers: Starter at $59 per user per month for core advisor workflow, Pro at $99 per user per month for full MGA and agency operations including desk console, dynamic order entry, and suitability, and Enterprise with custom pricing for large MGAs, broker-dealers, and institutional organizations.

Who is Ebix Meridian built for?

Ebix Meridian is built for independent insurance agencies, Managing General Agents (MGAs), Independent Marketing Organizations (IMOs), Brokerage General Agents (BGAs), broker-dealers, RIA insurance desks, banks, and institutional distribution teams.

What AI features does Ebix Meridian include?

Ebix Meridian includes six embedded AI capabilities: Concierge for plain-language workflow automation, Opportunity Outlook for coverage gap identification, Predicted Requirements for underwriting prediction, Compare Insights for AI-generated quote explanations, Meeting Mode for real-time client meeting assistance, and Conversational Analytics for natural language reporting.

How does Ebix Meridian compare to iPipeline?

Unlike iPipeline which focuses primarily on order entry and e-application submission, Ebix Meridian includes the full advisor workflow in one platform: needs analysis, household CRM, multi-carrier quoting, illustrations, AI Concierge, client portal, suitability, order entry, and case management. Advisors using iPipeline still need separate tools for quoting, needs analysis, and CRM.

What insurance products does Ebix Meridian support?

Ebix Meridian supports term life insurance, whole life insurance, universal life insurance (UL, IUL, VUL), fixed annuities, fixed-indexed annuities (FIA), and variable annuities. Health and P&C Meridians are launching soon.

Is Ebix Meridian secure and compliant?

Yes. Ebix Meridian is built with multi-tenant data isolation, role-based access control with field-level permissions, immutable audit trails, document version retention, one-click Audit Pack export for compliance, and an integration control plane that logs every API call.

Life Insurance Distribution Platform

Ebix Meridian is the AI-powered marketplace for insurance distribution.

Health & P&C Meridians launching soon!

Meridian stitches the entire life journey into one workflow — from household discovery and needs analysis to quoting, illustrations, suitability, order entry, case tracking, settlement, servicing, and audit packs.

Built for independent agencies and MGAs, designed to plug into carrier connectivity through partners, and built to win on experience.

The Platform

Four Journeys.
One Platform.

Every participant has a purpose-built experience. All stitched together by one workflow engine.

Advisor Journey

From household to recommendations to order entry

Quotes, illustrations, suitability, cases, servicing

Client Portal

Intake, documents, messaging, approvals

Mobile-first, guided, secure

Carrier Console

Product metadata, rules, suitability overlays

Content packs, releases, adoption governance

Platform Admin

Multi-tenant governance, reporting, security

Integration control plane and audit packs

Built as an exchange: multiple advisor firms and multiple carriers, governed by one platform.

Day 1 Readiness

Ready on Day 1

Built for real distribution teams, with carrier-ready connectivity through leading data exchange partnerships.

Built for every distribution channel

Designed for the way real agencies and MGAs operate.

Independent AgenciesIMOsMGAsBGAsBroker-DealersRIA Insurance DesksBanks & InstitutionsAdvisor TeamsAdvisor Assistants

Carrier-ready connectivity at scale

Through partnerships with leading data exchange providers in this space.

46+carrier rails

Additional carriers can be easily onboarded through plug-and-play API connectivity, no bespoke point-to-point builds required.

Availability varies by product line and entitlements.

Prebuilt catalog and workflows

Life and annuity-ready, configured through metadata and templates.

Comprehensive catalogs available across:

Life ProductsAnnuity ProductsDynamic FlowsSuitability TemplatesServicing Templates

Counts expand as partner connectivity and carrier content are enabled.

12 Core Capabilities

Everything your practice needs. Nothing it doesn't.

Each module is purpose-built for insurance distribution, and they all share a single data layer.

AI Built In

AI, embedded into every workflow.

No add-on chatbot. These capabilities run inside the actual broker journey and turn actions into outcomes.

Concierge

Turns plain-language requests into real workflow actions, safely.

Create a quote case, open a client, generate an illustration PDF, send a client link, or push a case to the desk without hunting through menus. Always confirms before high-impact steps and logs what happened.

Opportunity Outlook

Predicted Requirements

Compare Insights

Meeting Mode

Conversational Analytics

Client Portal

Your clients deserve a modern experience too.

A mobile-first portal with tasks, documents, messaging, and proposal review — all secured and branded for your firm.

Clients complete tasks faster — advisors stop chasing
Mobile-first experience with native feel
Secure link sharing for proposals and funding steps
Real-time status on all in-force and pending policies
Branded for your firm, no login required for clients

Governance + Security

Built for regulated industries. Not adapted for them.

Security and compliance are architecture decisions — not features added later.

Governance

From carrier to advisor, without the friction.

Ebix Meridian is the control plane between carriers, MGAs, and advisors — with full visibility at every stage.

01
Carrier submits training materials, rate sheets, and product changes
02
System validates completeness, compliance dependencies, and target audience
03
Targeted delivery to the right advisors with adoption tracking

Isolation

Multi-tenant isolation by design.

Each firm's data is fully isolated with no shared tables, no cross-account leakage.

01
Complete data isolation per firm — no shared tables
02
Field-level permission control across all roles
03
Zero cross-account leakage by architecture

Audit Trails

Every action. Timestamped. Immutable.

Full audit trails with document versioning, e-signature records, and one-click compliance pack export.

01
Every action timestamped with full attribution
02
Document versions retained permanently
03
One-click audit pack with case history and disclosures

Access Control

Role-based access. Field-level precision.

Advisor, desk, supervisor, and admin roles with granular field-level permission control.

01
Granular role-based access for every user type
02
Secure, time-limited client portal links — no login required
03
Integration control plane logs every API call

From carrier to advisor, without the friction.

Security + Auditability

Built for regulated industries.
Not adapted for them.

Security and compliance are architecture decisions, not features added later.

Multi-tenant isolation

Each firm's data is fully isolated with no shared tables, no cross-account leakage.

Role-based access

Advisor, desk, supervisor, and admin roles with field-level permission control.

Audit trails + versioning

Every action is timestamped and immutable. Every document version is retained.

Secure client portal links

Time-limited, access-controlled links, no login required for clients.

Audit Pack export

One-click compliance bundle with full case history, e-signatures, and disclosures.

Integration control plane logs

Every API call, carrier sync, and third-party integration is logged and auditable.

What it replaces

Seven systems. One platform.

Stop paying for, and managing, a patchwork of disconnected tools.

Agency Management System

Client records, policies, and commissions tracking

Needs Analysis System

Fact-finding and coverage gap identification

Multi-Quoting System

Rate comparison across multiple carriers

Sales Illustration System

Product illustration generation and versioning

Order Entry System

Application submission and e-signature workflows

Settlement & Funding System

Commission settlement and payment processing

Reporting & Analytics / BI Layer

Dashboards, KPIs, and production reporting

equals

Ebix Meridian

One unified platform for the entire insurance distribution lifecycle.

All-in-one

Pricing

Simple, transparent pricing.

Less than most CRMs — with 5× the capability. One platform replaces the tools you're already overpaying for.

Starter

$59 / user / month

Core advisor workflow with a premium client experience.

Includes

Client Cockpit and client management
Needs Analysis with scenarios and recommendations
Life quoting compare and basic product selection
Client portal for intake, documents, and messaging
Case tracking basics and document requests
Agency admin basics: users, roles, teams
Standard reports and exports

Best for

Independent agencies modernizing their day-to-day workflow

Some AI modules and external integrations are add-ons priced by usage and providers enabled.

Pro

$99 / user / month

Full operating system for MGAs and high-volume agencies.

Includes everything in Starter, plus

Insurance Desk console with queues, SLAs, routing, escalations
Dynamic order entry and dynamic suitability with supervision workflow
Illustrations with versions and PDFs, plus client proposal review and approvals
Settlement and funding tracking including 1035 workflow
Servicing workflows and policy vault
Agency Ops v1: book ownership, entitlements, expected revenue, credit splits, ops KPIs
Audit Pack export for compliance

Best for

MGAs, IMOs, and agencies that run an internal desk and want end-to-end control

Advanced AI capabilities and connector packs can be enabled as optional add-ons.

Enterprise

Governance, security, and integrations at institutional scale.

Includes everything in Pro, plus

SSO and SCIM provisioning (when enabled)
Advanced tenant governance and security controls
Carrier content governance at scale (content packs, releases, adoption handshakes)
Custom integrations and connector implementation support
Data exports to BI/warehouse and advanced reporting
Dedicated onboarding, training, and SLA support

Best for

Large MGAs, broker-dealers, banks, and multi-region organizations

Integrations and premium AI modules are priced based on usage volume, provider costs, and rollout scope.

Pricing varies by modules and usage. External provider fees may apply for certain integrations.

FAQ

Frequently asked questions

Free guide

The Advisor's Guide to Modern Life Insurance Distribution

Everything you need to know about consolidating your tech stack, automating compliance, and delivering a client experience that wins loyalty.

Why 73% of advisors plan to switch platforms by 2026

The unified workflow model replacing six disconnected tools

How AI is reshaping suitability, quoting, and case management

Distribution Playbook 2026

PDF, 24 pages

Ready?

Replace the patchwork.
Run a modern practice.

See how Ebix Meridian fits your workflow, in a 30-minute demo tailored to your practice type.

Ebix Meridian is the AI-powered marketplace for insurance distribution.

Four Journeys.One Platform.

Advisor Journey

Client Portal

Carrier Console

Platform Admin

Ready on Day 1

Built for every distribution channel

Carrier-ready connectivity at scale

Prebuilt catalog and workflows

Everything your practice needs. Nothing it doesn't.

AI, embedded into every workflow.

Concierge

Opportunity Outlook

Predicted Requirements

Compare Insights

Meeting Mode

Conversational Analytics

Your clients deserve a modern experience too.

Built for regulated industries. Not adapted for them.

From carrier to advisor, without the friction.

Multi-tenant isolation by design.

Every action. Timestamped. Immutable.

Role-based access. Field-level precision.

Built for regulated industries.Not adapted for them.

Multi-tenant isolation

Role-based access

Audit trails + versioning

Secure client portal links

Audit Pack export

Integration control plane logs

Seven systems. One platform.

Ebix Meridian

Simple, transparent pricing.

Starter

Pro

Enterprise

Frequently asked questions

The Advisor's Guide to Modern Life Insurance Distribution

Replace the patchwork.Run a modern practice.

Four Journeys.
One Platform.

Built for regulated industries.
Not adapted for them.

Replace the patchwork.
Run a modern practice.